FAQs

• How do I get started?

  • Getting started is easy! Simply fill out our online application and get an instant pre-approval. One of our team members will then contact you within a few minutes to provide you with a full offer and explain the process over the phone.

• Is your website secure?

  • Our website uses extended validation (EV) certificates by digicert – they are single-domain SSL (Secure Sockets Layer) certificates that offer the highest degree of authentication and SSL protection.

• What do your fees look like?

  • There are no fees to get started and get an offer. Different funding options have different fees associated with them. For more information visit our Fees and Charges page.

• When do I have to repay my loan?

  • Each funding products have different payoff periods that range between 3 months to 2 years. Our funding advisors will help you pick the best plan for you.

• How does repayment work?

  • Repayments are made in different ways depending on the funding product chosen. They can be daily payments or weekly payments.

• Is there a pre-payment penalty?

  • No – there is no pre-payment penalty on any of our products.

• Do I get anything for paying off my loan early?

  • Most of our funding options allow for an early payoff bonus.

• How quickly can I get funding?

  • Same day! If your business qualifies, we can often arrange for same day funding.

• How do I get the money?

• Funds will either be wired or ACH in your bank account.

• How can you offer loans to people with low credit scores?

  • We provide a fast and efficient financing process based on your business performance rather than your personal credit score. We’ve helped thousands of small businesses grow with over $100 million in funding through our fully automated instant approval system.